TEST 1
BY AK RAO
MOB:9007696834
FOR: SBI exam and upcoming IBPS
PO exam:
1. Interest rate risk is a type of
(1) Credit risk (2) Market risk (3) Operational risk (4) All the above (5) None of these
2. Which one of the following has launched guidebook on standards for exporters?
(1) RBI (2) SEBI (3) IBA (4) UNIDO (5) UNESCO
3. Which is the largest commercial bank in India?
(A) Reserve Bank of India (B) State Bank of India (C) ICICI Bank (D) Bank of India
(5) None of these
4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form
(A) Reserve Bank of India (B) Imperial Bank of India (C) Bank of India (D) Union Bank of India (5) None of these
5. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans?
(A) Asian Development Bank (B) IMF (C) International Developmental Association
(D) International Finance Corporation (5) None of these
6. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries?
(A) Asian Development Bank (B) IMF (C) International Developmental Association (D) International Finance Corporation (5) None of these
7. Who is known as the ‘Father of Economics’?
1. Interest rate risk is a type of
(1) Credit risk (2) Market risk (3) Operational risk (4) All the above (5) None of these
2. Which one of the following has launched guidebook on standards for exporters?
(1) RBI (2) SEBI (3) IBA (4) UNIDO (5) UNESCO
3. Which is the largest commercial bank in India?
(A) Reserve Bank of India (B) State Bank of India (C) ICICI Bank (D) Bank of India
(5) None of these
4. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to form
(A) Reserve Bank of India (B) Imperial Bank of India (C) Bank of India (D) Union Bank of India (5) None of these
5. Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans?
(A) Asian Development Bank (B) IMF (C) International Developmental Association
(D) International Finance Corporation (5) None of these
6. Which sister organization of the World Bank provides long term loans at zero interest to the poorest developing countries?
(A) Asian Development Bank (B) IMF (C) International Developmental Association (D) International Finance Corporation (5) None of these
7. Who is known as the ‘Father of Economics’?
(A) Adam Smith
(B) Marshall (C) J.M. Keynes
(D) Pareto (5) None of these
8. Which was the first Indian Bank
to introduce credit card?
(A) State Bank of India (B) Central Bank of India (C) Union Bank of India (D) ICICI (5) None of these
9. What does devaluation of a currency mean?
(A) decrease in the internal value of money
(B) decrease in the external value of money
(C) decrease both in the external and internal values of money
(D) increase both in the external and internal values of money
(5) None of these
10. Which of the following is known as plastic money?
(A) bearer cheques (B) credit cards (C) demand drafts (D) gift cheques (5) None of these
11. The twelfth ‘Five Year Plan’ of India is for the five years ranging from-
(1) 2009-2014 (2) 2008 -2013 (3) 2007-2012 (4) 2012-2017 (5) 2010-2015
12. DSCR indicates the ability of a company to-
(1) Meet its current liabilities (2) Service its share holders (3) Meet its long term debt obligations (4) Raise further capital (5) None of these
13. An IPO is-
(1) Initial Price Offered by private limited company to its share holders.
(2) An offer by an unlisted company for sale of its shares for the first time to the public.
(3) Used to increase the share capital of an unlisted company
(4) A book building process
(5) None of these
14. A decreasing current ratio indicates-
(1) A stable liquidity (2) An increasing liquidity (3) A strained liquidity (4) satisfactory current solvency (5) None of these
15. SEBI has been imposed a restriction on money flow in equity through ‘P-notes’. What is the full form of ‘P-notes’?
(1) permanent notes (2) purchase notes (3) participatory notes (4) private notes (5) None of these
16.Which of the following is a private bank in India?
(A) State Bank of India (B) Central Bank of India (C) Union Bank of India (D) ICICI (5) None of these
9. What does devaluation of a currency mean?
(A) decrease in the internal value of money
(B) decrease in the external value of money
(C) decrease both in the external and internal values of money
(D) increase both in the external and internal values of money
(5) None of these
10. Which of the following is known as plastic money?
(A) bearer cheques (B) credit cards (C) demand drafts (D) gift cheques (5) None of these
11. The twelfth ‘Five Year Plan’ of India is for the five years ranging from-
(1) 2009-2014 (2) 2008 -2013 (3) 2007-2012 (4) 2012-2017 (5) 2010-2015
12. DSCR indicates the ability of a company to-
(1) Meet its current liabilities (2) Service its share holders (3) Meet its long term debt obligations (4) Raise further capital (5) None of these
13. An IPO is-
(1) Initial Price Offered by private limited company to its share holders.
(2) An offer by an unlisted company for sale of its shares for the first time to the public.
(3) Used to increase the share capital of an unlisted company
(4) A book building process
(5) None of these
14. A decreasing current ratio indicates-
(1) A stable liquidity (2) An increasing liquidity (3) A strained liquidity (4) satisfactory current solvency (5) None of these
15. SEBI has been imposed a restriction on money flow in equity through ‘P-notes’. What is the full form of ‘P-notes’?
(1) permanent notes (2) purchase notes (3) participatory notes (4) private notes (5) None of these
16.Which of the following is a private bank in India?
(A) Oriental Bank of Commerce
(B) Corporation Bank
(C) South Indian Bank
(D) Syndicate Bank
(E) Bank of Maharashtra
17.What is Rupee depreciation?
(1) Rupee depreciation means that
rupee has become less valu¬able with respect to dolllar
(2) Rupee depreciation means dollar
has become less valuable than rupee
(3)Rupee depreciation means a
situation when value of rupee is same as euro
(4) Rupee depreciation happens when
the combined value of dollar and euro is more than rupee
(5)None of these
17. Headquarter of ADB is situated
in _
(1) Sanghai (2) Manila (3) Mali
(4) Geneva (5)None of these
18. CRISIL is a _
(a) Credit rating agency
(b) Employment exchange watchdog
(c) Infrastructure sector guide
(d) Market regulator
(5)None of these
19. By Public Sector bank we mean
(a) Government ownership in bank
(b) Capitalist ownership in bank
(c) Private ownership in bank
(d) Both (1)and (3)
(5)None of these
20. ______ forms a part of the
Interest Rate Policy
(a) Fiscal Policy (b) Industrial
Policy
(c) Monetary Policy (d)
Manufacturing Policy (5)None of these
21. Credit cards are used for -
(a) Cash withdrawals (b) Purchase of
air tickets (c) Purchase of consumable items from retail outlets (d) All of
these (e) None of these
22. 13th Finance Commission has been
constituted under the Chairmanship of—
(a) Y. S. P. Thorat (b) Vijai L.
Kelkar
(c) T. S. Vijayan (d) Laxmi Narayan
(5) None of these
23. SEBI is a—
(a) Statutory body (b) Advisory body
(c) Constitutional body (d) Non-statutory body (e) All of these
24. NABARD was established on the
recommendation of—
(a) Public Account Committee
(b) Shivaraman Committee
(c) Narsimham Committee
(d) Chelliah Committee
(5) None of these
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